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5 Must-Follow Tips as a First-Time Homebuyer in the Dallas Area

Posted on: October 25, 2022

From Christmas mornings to Superbowl parties, having a home to create lasting memories in is something young families dream of. Sometimes, however, finding that perfect home isn’t such a dreamy process. Buying a new home can be complicated, and many first-time homebuyers agree it is just as scary as it is exciting. Here are a few of our best tips for making the home-buying process in Dallas as easy as possible.

1. Meet with a Mortgage Lender

first-time homebuyer meeting with a mortgage lender

While it’s exciting to go to open houses and view homes, finding the right mortgage lender is the recommended first step for any home buyer. Many first-time homebuyers will often get a mortgage from the first (and only) lender or bank they talk to. However, the more you “shop around” and compare offers, the better basis you’ll have to ensure you’re getting a great deal that best fits your personal and financial goals. A great rule of thumb is to compare the rates, lender fees, and loan terms of at least three different lenders before choosing.

2. Get Pre-Approved Before You Start Searching

Mortgage lenders will also be able to pre-approve first-time homebuyers for their home loan. This pre-approval letter will show how much money a lender is willing to give, allowing buyers to accurately estimate their budget. A pre-approval not only shows sellers you’re serious about purchasing a home but can also eliminate any points of delay in the process, improving your chances of having your offer accepted.

3. Understand Dallas’s First-Time Homebuyer Incentives

Talking to a mortgage lender early on in the process will also ensure you can easily navigate the many first-time homebuyer incentives available throughout the state. The Texas Mortgage Credit Certificate Program is a tax credit that reduces the federal income taxes of qualified buyers purchasing a qualified residence. My First Texas Mortgage Loan also provides mortgage options with down payment assistance and closing cost assistance for eligible homebuyers. A mortgage lender will not only be able to share information on these incentives, but can also assist in the application process, and answer any questions that may arise.

4. Find the Perfect Location

overhead aerial of roundabout in wildcat ranch

While it is important that the house itself checks all the items on your wish list, selecting the right town or community is equally as crucial. Make sure to do your research on the surrounding area, including school ratings, commute times, nearby activities, and more. Located just 30 minutes outside of Dallas, homes at Wildcat Ranch are in the ideal location. With easy access to major interstates and the Dallas Metroplex, big-box shopping, top-rated dining, museums, art exhibits, healthcare facilities, and top-rated schools are all within easy reach. There is even an elementary school, Noble Reed Elementary, within walking distance of the homes.

5. Don’t Overthink the Long-Term Plan

For many first-time homebuyers, however, their first house may not be their forever home. Buyers should always keep in mind the resale value of their home, so they can make the move when they’re ready. New construction homes often overcome the challenges of outdated interiors, less than reliable appliances, and features out of warranty that can lead to costly repairs. New homes also incorporate highly desirable home features including open-concept layouts, outdoor appeal, and overall energy efficiency.

Explore the Dallas Area’s Newest Hometown

exterior of model home in wildcat ranch

When it comes to buying a new home, there are so many aspects that need to be considered. Located in the heart of Crandall, Texas, Wildcat Ranch makes it easy to check every item off your list. This new Texas hometown provides a wide array of single-family homes from the high $200s, and was recently named one of the nation’s top 50 best-selling master-planned communities. The community’s Model Row is open daily for tours, featuring three award-winning home builders – Beazer Homes, Express Homes, and Lennar Homes.

Residents within the Wildcat Ranch community have an assortment of amenities at their fingertips. The Amenity Center serves as the social hub for the community, with a resort-style pool, gathering spaces, full-sized kitchen, fitness center, and more to ensure every member of the family has something to enjoy. A 4.1-mile Wildcat Ranch Trail, multiple recreational fields, and dog park ensure there are ample green spaces for any type of outdoor activity that gets residents’ hearts pumping.

For more information, feel free to request our brochure and get a firsthand look at how your life would look at Wildcat Ranch. You can also visit us at WildcatRanchTexas.com or contact our office at 972.387.9038.

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