When planning for retirement, the most important consideration is deciding where you’re going to live. In recent years, Texas has become the second-most popular retirement destination, offering a way of life that’s as vast and varied as the state itself. Master-planned communities with a wide variety of resort-style amenities such as Wildcat Ranch have become a favored choice, offering affordability and a sense of community that is unmatched. Regardless of where you plan to retire, here are a few tips to jumpstart your home search.

Benefits of Buying Before Retirement

Buying a retirement home early, rather than after you retire, creates numerous benefits for retirees. Applicants will generally have an easier time getting approved for a mortgage while they’re still employed, leading to lower interest rates and a head start in paying off a mortgage. Going through the process of buying a retirement home early also gives you plenty of time to save up for any renovations or updates that might be needed. However, if the home does not require renovations, using it as a rental property until you’re ready to move can help increase your monthly income.

Searching For the Right Home

Whether you are looking to move out of state or just want to find somewhere new to retire, here are some important aspects to take into consideration.

Tax Benefits

Another important aspect to consider when choosing a place to retire is the tax and financial benefits of that state. Texas is a tax-friendly state for retirees since there’s no state income tax, making all types of retirement income tax-free, including Social Security benefits. The cost of living in Texas is also considerably lower than in many other states, creating lower prices on housing, groceries, entertainment, and health care services.

A Location that Matches your Lifestyle

While the financial aspects are incredibly important when choosing a home, it’s also important to look beyond the cost of living and think about your ideal retirement lifestyle. Would you like to be close to the big city? Or would you prefer the laid-back lifestyle of the country? Wildcat Ranch’s prime location offers its residents a bit of both, creating an ideal home for those who love the vibrancy of city life at arm’s distance, while prioritizing their appreciation for friendly communities offering small-town charm.

A Sense of Community

It’s also important to search for a retirement community that not only has a lot of amenities, but also builds a sense of camaraderie between neighbors through planned activities. At Wildcat Ranch, residents enjoy gathering for many events for all ages hosted at the amenity centers. The community’s central amenity center serves as a social hub for its residents, including an expansive pool and Fitness Center. For visiting children and grandchildren, the tot lot is the perfect place for children of all ages. Wildcat Ranch is also known to have some of the best outdoor activities in the area, including numerous hiking trails, parks, and even a dog park.

Live Life on Your Terms

With new homes priced from the $200’s, Wildcat Ranch has become a favored destination for retirees that enjoy the proximity to all Dallas has to offer, while also living life on their terms. Situated on over 900 acres of land, this master-planned community in Crandall, Texas is just a short 20-minute drive from the excitement of Downtown Dallas.

For more information on the homes available, our Model Row is open daily for tours, featuring our three Award-Winning Home Builders – Beazer Homes, Express Homes, and Lennar. For more information, feel free to request our brochure and get a firsthand look at how your life would look at Wildcat Ranch. You can also visit WildcatRanchTexas.com or contact our office at 214.466.8144.